As per latest reports, government initiatives in the last few years like enacting Insolvency & Bankruptcy Code (IBC), strengthening laws & administrative measures, have helped government banks recover around Rs.5.5 lakh crore of bad debt. With the build-up of non-performing assets (NPAs) being lower than anticipated, especially in large companies, government banks may easily meet the credit requirements if they're sufficiently capitalized as per experts. Keep watching to know more!