What you need to do if your credit or debit card data is breached

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The massive credit card data breach of 45 lakh Air India customers has come as a shocker as it exposes these flyers to the risk of financial fraud and being cheated of their hard-earned money. Here are the important steps you should take if your credit card or debit card is part of a data breach.</p>
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<strong>Cancel Your Card</strong></p>
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Call your bank or card issuer and request a new credit or debit card. If a debit card was involved, you'll also want to change the PIN on the account. Some banks and issuers automatically shut down your card and send a new one when they know it's been compromised.</p>
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<strong>Check Your Accounts</strong></p>
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You need to check bank and credit card statements for suspicious activity or purchases, as well as going online to check recent activity.</p>
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If your card is used before you were aware of the data breach and it is used by a thief, you will have to take up the issue immediately with your bank or card issuer so that the liability is not foisted on you. </p>
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<strong>Change Passwords</strong></p>
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You must change your passwords on those accounts, as well as the password to any account that has been breached. If you re-use some form of those passwords on other accounts, you should change those, too.</p>
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